Simcoe County, Corporation of

Site: Administration Centre

Service: Social and Community Services Division - Social Housing Department - Home Ownership Program

Location, Telephone & Internet
Office Phone 705-725-7215 ext 1119 * accepts collect telephone calls
Located In Community Midhurst
Address 1110 Hwy 26
Midhurst, ON L9X 1N6
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Intersection Hwy 26 and Hwy 27
Contact Information
Primary Contact Joanne, Administrative Assistant
Alternate Contact Tom Fortier, Program Supervisor; Phone: ext 1150
Description & Services
Description (Service) Provides down payment assistance to moderate income individuals and families giving them the opportunity to move from rental accommodation to homeownership * Homeownership component of the Investment in Affordable Housing program provides up to 10% in down-payment assistance to households to aid them in purchasing a new house at or below a set maximum price (changes yearly) * loan is forgivable if the applicant keeps the home for 20 years * if the applicant sells the house, they have to repay the principal downpayment assistance plus 10% capital gains * this money will then go back into a revolving fund the county will maintain so it can be rolled back out again  
A percentage of available funding will be designated for applicants currently living in Social Housing or those who self-identify as Aboriginal households
Hours Mon-Fri 8:30 am-4:30 pm
Areas Served Simcoe County
Eligibility * must be a current resident of Simcoe County, including Barrie and Orillia  
* must provide proof of mortgage pre-approval  
* must be a renter household (please note: “Room & Board” and/or living with family does not qualify as “Renter Household” unless you are staying in a separate rental unit within the home that can be rented out upon your departure)  
* cannot currently own a home or have any vested interest in a residence/land  
* must provide proof of gross household income at or below $73,800  
* personal assets, including any gifting amounts from friends or family, savings, GIC’s, etc. cannot exceed $20,000. RRSP’s of first time home buyers now do count towards personal contributions as they can be accessed for home purchases as per Canada Revenue Agency guidelines  
* no outstanding arrears if a former/current tenant of Social Housing in Ontario  
* at least 18 years of age, Canadian citizen, landed immigrant, or have Refugee Claimant status  
* supply photo identification and birth certificate
Application Check the website for updates, information or to download application form * there may be a waiting list depending on fund availability
Languages English ; French - Reception, Programs, Publications, Interpretation - formal
Fees None
Other Details
Established 2007
Physical Access Fully Accessible

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